About the firm
A Durg-based advisory firm built around the industrial promoter's whole file.
Credvalue Financial Services connects project planning, financial structuring, government incentive advisory, bank documentation and industrial regulatory approvals into one coordinated process.
Credvalue Financial Services is a Durg-based advisory and project finance firm led by Vaishali Rathi, serving manufacturers, agro-processors, infrastructure promoters and entrepreneurs across Chhattisgarh.
The firm specialises in connecting project planning, financial structuring, government incentive advisory, bank documentation and industrial regulatory approvals into a coordinated process. From assessing potential government incentives to preparing bank-ready project reports, coordinating applicable permissions and supporting subsidy claims, Credvalue helps promoters navigate the financial and regulatory requirements involved in establishing or expanding industrial projects.
The practice grew out of one recurring problem. Promoters in Chhattisgarh set up units without knowing what the state policy would return to them, banks received proposals that were never written for a credit officer, and the pollution consent or factory licence was discovered as a requirement only when disbursement or production was already due. Each of those gaps is fixable on its own. Handled together, they stop being gaps.
How the firm works
Every engagement starts with a written first-cut eligibility note, so the promoter knows which incentive heads and approvals are realistically in play before money is committed to land or machinery. The DPR and CMA data are then built from the same assumptions that drive the incentive estimate, and the registration and approval applications are prepared from that file. When the unit reaches production, the claim is assembled from records the project has already generated.
We are deliberate about what we do not claim. We do not guarantee sanctions, subsidy amounts or departmental timelines, and we say so in writing. Where a policy provision is unclear, we recommend written confirmation from the department before the client relies on it.
Leadership
Vaishali Rathi
Credvalue Financial Services is led by Vaishali Rathi and supported by a team of professionals focused on project finance, industrial subsidy advisory, documentation and regulatory coordination.
A profile, qualifications and photograph will be published here once authorised.
Team
10 professionals
Advisory, documentation and coordination staff working from Durg and Raipur, covering subsidy workings, DPR and CMA preparation, departmental filings and follow-up.
Where we work
Durg and Raipur
Main office at Ganjpara, Durg, and a Raipur office at Wallfort Omega, Mahaveer Nagar. Clients across Durg-Bhilai, Raipur, Rajnandgaon, Balod, Kanker and the wider state.
Contact details →What we stand for
Brand principles that shape every file.
Trustworthy and professional
Figures are checked against the gazette, not quoted from memory. Provisional figures are flagged internally and never presented to a client as confirmed.
Technically knowledgeable
Block groups, Thrust and General sector classification, DSCR and MPBF workings, consent categories and licence thresholds are everyday vocabulary here.
Entrepreneur-friendly
A first-time promoter gets the same explanation as a multi-crore project owner, in plain terms, with the trade-offs stated.
Transparent about limits
Eligibility, timelines and outcomes depend on departments and lenders. We tell you what depends on whom before you commit.
Familiar with departments
DTIC, the Directorate of Industries, CECB, the factory and labour authorities and the banks each read a file differently. We prepare it for each reader.
Focused on execution
The measure of an engagement is a sanction letter, a consent, a licence or a credited claim, not a report on a shelf.
Talk to us about your project
A short conversation is usually enough to tell you which incentives and approvals are in play.